Possibly it is pretty sure that almost everyone has experienced a period in their lives when they did not have adequate money to pay for something which is unforeseen. Instances include when a loved one has to be hospitalized, when one forgot about a bill that has to be paid, or when an unexpected opportunity for a business suddenly appears. While traditional loans, such as those offered by banks, are the usual sources of funds, they take a long time to process and the money would be too late to meet the deadline. Borrowers no longer have to be concerned because the car title loans in Austin allow them to get hold of the required money in under a day. With the credit assessment procedure eliminated, processing is fast. Essentially, a person only has to bother with some identification and the car title. The lender would be able to issue the money after ascertaining the market value of the car.

After years of practice, I was finally able to make quality videos using my old video camera. It was now time to purchase a professional video camera. However, the price was expensive and I did not have the luxury to buy one at a whim. I had been saving cash for quite some time but it was not enough. Luckily, I ran into an interesting ad on the Internet. It directed me to a website for a car title loan company that promised quick service. However, when I did a comparison check with other title loan companies available online, I saw a better one.

Austin Title Loans had the lowest interest rate for title loans in the whole state and the fastest approval too. It was the best title loan company that I had found. Without any hesitation, I filled out an application on the double. A reply from the company came in just 5 seconds. It was like downloading an mp3. I was thankful to get my cash that day from a designated store nearby. I was finally able to buy a professional video camera. I even fancy calling myself a professional because of that.

The best experience I ever had when it came to loans would most probably be this one. Nothing compares to the service I got from Austin Title Loans. Not even the best title loan companies in the areas of Sunset Valley, Manor, Bear Creek, Hays, San Leanna, Gateway, Rollingwood, Del Valle were a match.

Chad N.
Austin, TX

I hate Rush Limbaugh.  He is what is wrong with America I think.  To be specific, my boss is a big Rush Limbaugh fan and listens to him every after noon. Or when his show is on the radio.  It was driving me crazy.  So I spoke up and said to my boss things like:  Did you ever think its people like Rush Limbaugh that divide America.  It’s his ideas on irrelevant issues that make politics so dodgy.  Why should government or politicians be forced to take sides on issues such as abortion, religion or race.  It only degenerates politics to a high school popularity contest.  Instead politicians should be brainstorming ideas to prepare America for the future and ideas on fixing the problems Americans face today, but they should do this on a Macro level. Not on an individual basis.  How can I tell a person I never met which religion is right for them or if abortion should or shouldn’t be a solution? I can’t, neither should Rush Limbaugh!  Anyways, my boss didn’t like this so I lost my job, and now I am so broke right now!

Well, with that being said, I’m kind of strapped for cash.   The only thing that can save me is some fast cash. I need a car title loan. I can fill out an online application for an auto title loan in Austin. A call sets you up with the closest location to your house. This is good for me because I don’t like to run around the city looking for business. If I can get a car title loan in Austin in just a few minutes - it will save me major hassles.

Jimmy J.

By the way Austin is near Round Rock, Cedar Park, Pflugerville, Taylor, and Liberty. Hill.

I am a mother, so I try to cook a decent meal for my kids.  But this year has been different. We had our gas service cut off in September after I fell behind in my bills.  I’ll need a $150 deposit to get the service restored.  Add to that the microwave broke last year, so we’ve had to eat at burger joints most nights.  I refuse to consider doing that for Thanksgiving or Christmas.

Everything spiraled when I lost my job earlier this year.  I got hired for a new job in October, but was unemployed for about seven months.  That’s how I got behind in bills, earned bad credit, and generally saw things fall apart here at home.  I had a car repair that cost $800, which ate up all my reserves – but try getting to work or job hunt without a car. The gas bill just had to slide.

I really can’t see putting in $150 just for a gas deposit.  Instead, I found a convection-microwave oven at WalMart over on Ben White Boulevard for under $200.  You can cook a turkey in one of these.

But I still needed about $200 for the microwave – where would it come from?  I went online and looked for “easy loans” and “fast cash” and “are car title loans available in Texas?” when I stumbled on Car Title Loans in Austin.  I found my Subaru (paid for about two years ago) could get me a loan for more than $400.  It was fast and easy (online application, took 15 minutes). The money was in my bank account the next morning.  I bought that microwave oven and began to save money right away by not going to Burger King for dinner.

Loans on car title work when you don’t have a lot of other options.  I had to feed my family, and try to make for the best Christmas we can.

Carney D.

By the way Austin is near Round Rock, Cedar Park, Pflugerville, Taylor, and Liberty. Hill.

My girlfriend had to take care of family problems in Minneapolis so I haven’t seen her since July. We’re are trying to see each other at Christmas, but money is tight. 

Airfares have gone sky high with the fuel crisis – more than $300 per person for this trip ($600 including my daughter). Christmas week is the only time I can get vacation pay, otherwise we’d go in mid-December when fares are cheaper.

Because of some medical problems I had last year, we have bad credit and no credit cards.  None of this adds up to getting a loan for the trip. 

But then I thought about an auto title loans store out toward Camp Mabry that I drive past every day. I’m not sure I want to stand in line somewhere for this type of transaction.  But it got me thinking, so I did a web search for “loans with a car title” and “fast cash” and I found Car Title Loans in Austin.  They said my Jeep Liberty Sport was good enough for that $600 – and I could get it in 24 hours. 

The online application was very simple and only took about 20 or 25 minutes. The cash was in my bank account the next morning, just as promised, and I bought the ticket online through my debit card. 

Two days later, those fares all went up $120 each.  By acting fast, I saved $240.

I have to admit if it wasn’t for car title loans.  I would probably be in severe financial upheaval.  Probably dead in the Texas desert.  I’ll tell you what I mean.  I like to bet on sports.  It doesn’t matter what sport it is.  I’ve bet on horse races.  I’ve bet on football games.  It’s probably illegal, but I am usually always winning because I bet on the odds and win a bit.  Lately though, there has been major upsets and the times I bet on the underdog - I always end up losing those too.  In other words I can’t win.  So now I owe some serious cash to my bookie and don’t have any more in my savings account.  I know I will bounce back.  Its just that the odds have been against me lately.  When your up your up big time and when your down.  Its like rain. When it rains it pours!

My bookie said this is a regular thing and recommended car title loans in Austin.  I went to the internet cafe and jumped on their site and read through the directions and realized how easy it was to figure out.  Car title loans will give you a temporary loan for your car title.  The online application was very direct and I was able to fill out in minutes.  I had the rest of the day to relax and in hours the money was available in my checking account.  I thanked the man that gave me the advice.  And I thank Car title loans of Austin for helping me get out of my bind.

Jericho Y.

Amelia and I never belonged together.  She is Manolo Blahnik and I am hiking boots.  After four years of marriage, she ran up so much in credit card debt I knew I had bad credit.  Which made moving on a little harder.

We talked about a separation and agreed I would move out. But when I started looking at apartments (I found one in Austin, not far from my job near Camp Mabry), I realized I had a new problem. The leasing company told me I needed two month’s rent for the security deposit.  

I was pretty sure I could afford the $875 each month, but I couldn’t swing another $1750. Christina blew our whole financial situation.  The credit cards were at their limits – we couldn’t make the monthly charges. I had bad credit, which made moving out all the harder.

So I did what any self-respecting guy about to cut free would do.  I went on the Internet.

I checked for words like “magic money,” “money you didn’t know you had”, “fast cash” and then thought of “car title loan.” I came across Car Title Loans in Austin.  My Ford Explorer is paid for, so I qualified for that.  I took out just enough for the security deposit and some basic furniture.  

I filled out the online application – was so happy to avoid that car title place on Executive Center Drive.  I had the money in 24 hours, signed the lease the next day, and moved on with my life three weeks later.  Hope never to see shoes that expensive cluttering my closet ever again.

- Justin B.

My car takes me many places.  But I didn’t know it could get me to Peace and Tranquility – without using a drop of gas.

Colon cancer runs strong in our family.  Three aunts, two cousins and my sister. We try to get colonoscopies once every three or four years.  When it happened to my sister, she was already in Stage 4.  The spent about $100,000 on treatments before she passed. Her husband had to declare bankruptcy as she was dying in order to keep up her treatments.  It was awful.

Both health and personal finances benefit from early detection. But I have no health insurance because I’m a working artist.  A colonoscopy would cost me close to $2600, which is beyond my current means.  And I have bad credit.  When I need fast cash I try to sell some art.  But right now those opportunities are not there.  I hate to admit this but even three weekly yoga classes couldn’t allay my fears as I went too long without the colonoscopy.

So I meditated through Google.  There I found Car Title Loans in Austin.  There I learned my 2002 pickup is worth a $3500 loan. Perfect.So I filled out the online application.  That took about twenty minutes.  In an hour they sent an email saying the loan was approved.  The money was in my my bank account the following day.  

I showed some polyps, but they were removed and the biopsy indicated no malignancy. ….  It’s an amazing sense of peace whe you’ve escaped something you’ve feared for years.

- Petra R.

When we moved to our new (old) house, I liked everything but the kitchen. It was so bad that we tried not to eat there.  So we were going out to Applebee’s and McDonald’s three or four nights a week.  But hey, the name of our town is Jollyville.  We always have fun.

Even with the economic downturn.  Even since I went six months between jobs and our credit has gone to hell.  But every time I opened the door on that ancient harvest gold refrigerator, I lost my appetite.  

At the very least I wished for a new refrigerator because it would be more energy efficient, by up to a 40 percent savings. But the refrigerator I wanted was about $1000.  Add a stove, microwave and dishwasher and you’re up past $3000, maybe $4000.  But with bad credit, buying anything like that didn’t seem possible.

It got even more frustrating when I found out that some developers near Cedar Park were selling off new appliances from unsold townhomes. They wanted half price, less if you could bargain with them.  Brand new, never used, $400 on the very exact same model refrigerator I was looking at for $1000. The stove and dishwasher, everything in stainless steel, also about half price.  Total cost would be $1500.  

How would I take advantage of this unbelievable deal? I needed fast cash because you had to pick it up the following day.  

I own my truck, no more payments, so I went to Car Title Loans in Austin. They offered me $5,000 in a title loan.  All I needed was the $1500, so I filled out the online application.  The cash went electronically into my checking account the next morning.  The application takes 15 minutes, and you get approved in one hour.

The next day I had my new kitchen. We ENJOY eating in it, and we’re saving money on electricity.  My friends laughed at me for using a loans on car title in this situation. Until they realized it saved me more than $1500. I recommend it to anyone in a situation where you can buy big things at fire sale prices.

- Jeb K.

Never underestimate the cajones of big business today.  Half the jobs in our company were eliminated when they were sent to India.  The best part was where we were given the opportunity to EARN an extra month’s severance package if we would train our replacements in Hyderabad.  

Oh boy, that was fun.  And during that time my wife and I talked to the kids about moving there (India), just to see how they would react (now they never complain about Austin anymore).

But money is money and there’s not exactly enough as it is.  My wife’s job in Cedar Park is too small to cover all the bills that come with two kids, two vehicles and a big fat mortgage.

After a few months, we fell behind in our bills.  Which gave us bad credit.  Which means no loans from anyone.  Or, almost anyone as I learned.

Retraining was my ticket to a good job again.  But with bad credit, how could I afford classes?

I needed fast cash.  Solution: a car title loan.  I never before considered this type of financing, but I got over that quick enough.  So I filled out an online application with Car Title Loans in Austin.  It didn’t involve going to a storefront operation near the university, or a bank or credit card company that would turn me down anyway. By the next morning I had my tuition money.  

I think they call this alternative financing for big businesses.  I call it a Godsend.  A loan with car title is sometimes the most forward-looking move you can make. 

- Jeremy H.