Car Title Loans in Austin helped us keep the second car
My grandfather was a doctor and my mother a dentist. So why do I have to struggle so much to give my own family health care?
I guess the point is I manage as best I can. It takes creative thinking, and I’ll credit my wife with that recently when we had to cover a medical problem with a car title loan.
It started when our 4 year old daughter got a bad diagnosis in January. Fortunately, she’s doing much better now and her prognosis is good. But my whole family is on my company’s health plan, and the company employees have been forced to pay much more of the premiums the past three years. The kicker is even with bigger insurance premiums, we get reduced benefits, including much bigger deductibles.
When Rosaria got sick, our out-of-pocket costs on meds and an operation was basically $2200. Add to that, my wife lost her job last year and has been looking for work all this time while taking care of the children with no baby sitter. All this means we have “bad credit” due to the fact we’ve had a hard time keeping up with bills. It was starting to look like we might have to sell our house, which would be terrible in this market.
I work in downtown Austin and we live near St. Edwards University. But I’m in sales, so of course my car is essential to my job. With sky high gas prices we considered selling our second car, but that’s nearly impossible with three kids. So we came up with a different plan: turn that asset, my car, into fast cash.
Here’s how it works. We went to Car Title Loans in Austin and borrowed money against it to cover those first few months of medical expenses in the deductible. Fortunately, I didn’t have to go to a storefront operation in a strange neighborhood. It’s all done through an online application that takes no more than 30 minutes to complete (my kid in junior high says he could do it in ten). It’s definitely the car title loan company I will go to again under similar circumstances.
- Diego E.
